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Who are your typical clients?
We meet with a lot of business owners, physicians, dentists and other professionals. Many of our clients are also retirees. Having said that, we have clients from all walks of life and always look forward to a phone call from any new person looking for help. If we’re not the right fit, we’ll provide recommendations for you.
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How much do your services cost?
We don’t charge a fee for the work we do. If you agree with our recommendations and want us to do any further work on your behalf, the companies we work with compensate us so that you never have to pay anything out of pocket.
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Can I book a meeting with you if I do not live in New Brunswick?
In addition to New Brunswick, Rick is licensed in Nova Scotia, Ontario and Alberta. We offer phone calls and Zoom meetings with clients who are unable to meet in person.
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Are all meetings held at your office?
We want to meet my clients wherever they are most comfortable. Whether that’s our office, your office, your home, or Tim Hortons – it’s up to you. If you don’t live in the Fredericton area, we can arrange a virtual meeting or come to you.
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What should I bring to my initial meeting?
We recommend bringing copies of your recent investment and insurance statements, as well as any liabilities or additional assets. If you are incorporated, you’ll also want to bring a copy of your most recent financial statement. If you’re looking to build a financial future with your spouse or partner, it is very helpful to include them in this process.
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Am I obliged to work with you after you’ve designed a plan for me?
There is never any obligation on your part to place any of your business us. This is a risk we gladly take. Experience has shown us that when we establish trust with our clients, most welcome our assistance managing their affairs.
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Will I be on my own?
Not at all. At minimum, we will have an annual review so that you’re always up-to-date with your plan. As your life changes, we will adapt your plan accordingly.
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Can I call you if I have questions?
You can call or email any time. Our objective is to help you in any way we can.